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Real Estate Law Topics
BUYING AND SELLING
BROKERS
LENDING
DEFAULTS AND FORECLOSURES
NEIGHBOR DISPUTES
CONDOMINIUMS, COMMON INTEREST
DEVELOPMENTS
TAX LAWS
LANDLORD-TENANT
DEVELOPING PROPERTY
CONSTRUCTION LAW
GOVERNMENT TAKINGS
ARBITRATION-MEDIATION-LITIGATION
Article Index
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Articles in Your Guide to California Real Estate Laws
BUYING AND SELLING
LEARNING ABOUT THE PROPERTY
PAY ATTENTION TO MARKET TRENDS
HOW DO I FIND PROPERTIES?
WHAT IS THE MLS?
HOW DO I FIND FORECLOSURES AND REO PROPERTIES?
WHAT INFORMATION MUST THE SELLER DISCLOSE?
PROPERTY INSPECTORS
PRELIMINARY TITLE REPORTS
DO I NEED A SURVEYOR? WHERE ARE THE BOUNDARIES?
WHAT IS FAIR MARKET VALUE? DO i NEED AN APPRAISAL?
ENTERING A PURCHASE AND SALE CONTRACT
HOW IS A CONTRACT FORMED?
GET IT IN WRITING: THE STATUE OF FRAUDS
OFFERS AND COUNTER-OFFERS
CONTINGENCIES
HAS THE SUB-DIVISION MAP ACT BEEN FOLLOWED?
COMPLETING A PURCHASE AND SALE CONTRACT
THE ROLE OF ESCROW AGENTS
WHAT IS AN ESCROW?
DO YOU HAVE TO USE AN ESCROW?
ESCROW TERMINOLOGY: OPENING, CLOSING AND DOUBLE ESCROWS
ESCROW INSTRUCTIONS
WHO CAN BE AN ESCROW AGENT?
RECORDING REAL ESTATE DOCUMENTS
WHAT IS THE COUNTY RECORDER'S OFFICE?
WHAT DOCUMENTS ARE RECORDED? PRIORITIES
WHY ARE DOCUMENTS RECORDED?
WHAT HAPPENS IF A DOCUMENT IS NOT RECORDED?
ng-a-purchase-and-sale-contract&catid=44:buying-and-selling&Itemid=59#needed">WHAT IS A NOTARY? WHEN ARE THEY NEEDED?
WHAT IS TITLE INSURANCE? DO I NEED IT?
TYPES OF DEEDS: GRANT DEEDS, QUITCLAIMS, WARRANTY DEEDS
HOW SHOULD I TAKE TITLE TO PROPERTY?
SOLE PROPERTY
COMMUNITY PROPERTY, REGISTERED DOMESTIC PARTNERS
JOINT TENANTS
COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP
TENANTS IN COMMON
PARTNERSHIPS
CORPORATIONS AND LIMITED LIABILITY COMPANIES (LLCs)
WHAT IF A SALE GOES BAD?
IS THERE A "COOLING OFF" PERIOD?
DISCRIMINATION IS ILLEGAL
WHAT IF THE CONTINGENCIES ARE NOT FULFILLED?
WHAT IF ONE SIDE REFUSES TO COMPLETE THE DEAL?
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BREACH OF CONTRACT
MONEY DAMAGES
SPECIFIC PERFORMANCE
RESCISSION
LIQUIDATED DAMAGES
WHAT IF ONE SIDE LIES OR HIDES INFORMATION?
MISREPRESENTATIONS
FRAUD LIABILITY FOR INTENTIONAL LIES
NEGLIGENT MISREPRESENTATIONS
NON-DISCLOSURE
BROKERS
WHAT DO BROKERS DO?
REAL ESTATE BROKERS
MORTGAGE BROKERS
WHO DOES THE BROKER REPRESENT? DUAL AGENCY
STATE REGULATION OF BROKERS
THE REAL ESTATE COMMISSIONER AND THE DEPARTMENT OF REAL ESTATE (DRE)
LICENSING AND REGULATION OF BROKERS
WHAT DO YOU NEED A BROKER'S LICENSE FOR?
HOW DO YOU GET A BROKER'S LICENSE?
TYPES OF LICENSE: BROKER AND SALESPERSON
EDUCATIONAL REQUIREMENTS
BROKERS
SALESPERSON
OTHER REQUIREMENTS FOR LICENSE
THE EXAMINATION
WHO CAN BE DENIED A BROKER'S LICENSE? ACTS OF MORAL TURPITUDE; NON-PAYMENT OF CHILD SUPPORT
HOW CAN A BUSINESS HOLD A BROKER'S LICENSE?
WHAT IS REQUIRED TO RENEW A BROKER'S LICENSE?
HOW ARE BROKERS PAID?
BROKER'S FEES ARE SET BY CONTRACT
TYPES OF LISTING AGREEMENTS: EXCLUSIVE AND OPEN
WHAT IF THERE ARE SEVERAL BROKERS? SHARED COMMISSIONS
CAN A BROKERAGE FEE BE SHARED WITH AN UNLICENSED PERSON?
IS THE BROKER PAID:
IF THE PROPERTY IS SOLD DURING THE LISTING, BUT THE BROKER DID NOT FIND THE BUYER?
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IF THE PROPERTY IS SOLD AFTER THE LISTING EXPIRES, BUT THE BROKER FOUND THE BUYER?
IF THE SALE IS NOT COMPLETED?
BROKER LIABILITY
WHEN IS A BROKER LIABLE TO HIS OR HER CLIENT?
BROKER FIDUCIARY DUTIES
SPECIFIC SITUATIONS WHERE A BROKER MAY BE LIABLE:
FAILURE TO GIVE INFORMATION
NONDISCLOSURE OF INFORMATION
FAILURE TO INVESTIGATE
FAILURE TO EXPLAIN
FAILURE TO CARRY OUT INSTRUCTIONS
FAILURE TO PROTECT CONFIDENTIAL INFORMATION
FAILURE TO USE SKILL, CARE AND DILIGENCE
BROKER'S OWN NEGLIGENCE
BROKER LIABILITY FOR NEGLIGENCE OF OTHERS
FRAUD
WHEN IS A BROKER LIABLE TO NON-CLIENTS?
DUTY OF HONESTY AND NOT TO HARM
DUTY OF DISCLOSURE
CIVIL CODE 2079 INSPECTION DUTIES
WHEN IS A BROKER SUBJECT TO DISCIPLINE BY THE DEPARTMENT OF REAL ESTATE (DRE)?
WHAT OFFENSES SUBJECT A BROKER TO DRE DISCIPLINE?
MISREPRESENTATIONS OR FALSE PROMISES
CONFLICT OF INTEREST
IMPROPER FEE AGREEMENTS
FRAUD OR DISHONEST DEALING
ACTING WITHOUT A LISTING
MORTGAGE BROKER ISSUES
HOW DOES THE DRE IMPOSE DISCIPLINE?
JUDICIAL REVIEW OF DRE DISCIPLINE
LENDING
WHO PROVIDES REAL ESTATE LOANS?
CREDIT SCORES, CREDIT CLEAN UP
WHAT IS A FICO SCORE?
HOW DO I FIND OUT WHAT MY FICO SCORE IS?
HOW CAN I CLEAN UP MY CREDIT?
WHAT HURTS YOUR CREDIT?
REMOVING FALSE INFORMATION FROM YOUR CREDIT REPORT
FEDERAL AND STATE LAWS ON CREDIT REPORTING
UNDERSTANDING YOUR LOAN
WHAT IS A LOAN TO VALUE RATIO?
HOW IS YOUR MONTHLY MORTGAGE PAYMENT CALCULATED?
FIXED RATE MORTGAGES
ADJUSTABLE RATE MORTGAGES
INTEREST ONLY MORTGAGES
NEGATIVELY AMORTIZING LOANS
PREPAYMENT PENALTIES
DUE ON SALE CLAUSES
FEDERAL REGULATION OF REAL PROPERTY LOANS
RESPA AND REGULATION X
THE TRUTH IN LENDING ACT AND REGULATION Z
MORTGAGES, DEEDS OF TRUST AND OTHER LIENS
BASIC TERMINOLOGY FOR REAL PROPERTY SECURED TRANSACTIONS
WHAT IS A LIEN?
WHAT IS A MORTGAGE?
WHAT IS A DEED OF TRUST?
LEGAL REQUIREMENTS TO CREATE A VALID MORTGAGE OR DEED OF TRUST
RECORDING LIENS
WHAT IS THE COUNTY RECORDER'S OFFICE?
WHAT DOCUMENTS ARE RECORDED?
FORMAL REQUIREMENTS TO RECORD A LIEN
WHAT HAPPENS IF A DOCUMENT IS NOT RECORDED?
LIEN PRIORITY
THE GENERAL RULE: FIRST RECORDED WINS
PURCHASE MONEY LIENS
ADDITIONAL ADVANCES ON SENIOR LIENS
SUBORDINATION AGREEMENTS
JUDGMENT LIENS
TAX LIENS
LAND SALE CONTRACTS
MORTGAGE FRAUD
DEFAULTS AND FORECLOSURES
WHAT IS A DEFAULT UNDER A MORTGAGE OR DEED OF TRUST?
MONETARY DEFAULTS
NON-MONETARY DEFAULTS
CALIFORNIA FORECLOSURE LAW
NON JUDICIAL FORECLOSURES
THE FIRST STEP IN FORECLOSURE: THE NOTICE OF DEFAULT
REINSTATING THE LOAN AFTER DEFAULT
LOAN ACCELERATION AFTER DEFAULT
WHAT IS ACCELERATION OF A LOAN?
NOTICE REQUIREMENTS FOR LOAN ACCELERATION
LIMITS ON LOAN ACCELERATION
REINSTATING DEFAULTED LOANS
THE STATUTORY RIGHT TO REINSTATE DEFAULTED LOANS
WHO HAS THE RIGHT OT REINSTATE THE LOAN?
WHAT IS THE DEADLINE TO REINSTATE A DEFAULTED LOAN?
HOW MUCH MAY THE LENDER CHARGE TO REINSTATE THE LOAN?
HOW CAN YOU FIND OUT HOW MUCH IS NEEDED TO REINSTATE THE LOAN?
PROCEDURE AFTER A LOAN IS REINSTATED
NOTICE OF SALE
NON-JUDICIAL FORECLOSURE SALES
SALE PROCEDURES
POSTPONEMENTS OF SALES
DISTRIBUTION OF SALE PROCEEDS
WHEN CAN NON-JUDICIAL FORECLOSURE SALES BE ATTACKED IN COURT?
JUDICIAL FORECLOSURES
FILING A COMPLAINT
RECORDING A LIS PENDENS
THE DECREE OF FORECLOSURE
THE WRIT OF SALE
THE NOTICE OF SALE
THE FORECLOSURE SALE
POSTPONEMENT OF FORECLOSURE SALES
DISTRIBUTION OF SALE PROCEEDS
FAIR VALUE HEARING
BUYING THE PROPERTY BACK: THE RIGHT OF REDEMPTION
DIFFERENCES BETWEEN JUDICIAL AND NON-JUDICIAL FORECLOSURE
NON-JUDICIAL FORECLOSURES ARE USUALLY FASTER
NO RIGHT OF REDEMPTION IN NON-JUDICIAL FORECLOSURES
NO DEFICIENCY JUDGMENT IN NON-JUDICIAL FORECLOSURES
HOMESTEADS
ALTERNATIVES TO FORECLOSURE
SHORT SALES
WHAT IS A SHORT SALE?
IS THE PROPERTY OWNER STILL LIABLE ON THE DEBT?
DOES THE HOMEOWNER OWE INCOME TAXES UPON THE WRITTEN-OFF DEBT?
BUYING FROM DISTRESSED HOMEOWNERS
DEEDS IN LIEU OF FORECLOSURE
STATE REGULATION OF MORTGAGE FORECLOSURE CONSULTANTS
THE LEGISLATURE'S CONCERNS
WHOM DOES THE "MORTGAGE FORECLOSURE CONSULTANTS ACT COVER?"
RESTRICTIONS UPON CONTRACTS WITH MORTGAGE FORECLOSURE CONSULTANTS
CIVIL AND CRIMINAL LIABILITY FOR BREAKING THE MORTGAGE FORECLOSURE CONSULTANTS ACT
BANKRUPTCY FILINGS
DEFICIENCIES: WHEN IS A DEBT STILL OWING AFTER FORECLOSURE?
WHAT IS A DEFICIENCY?
THE CALIFORNIA ANTI-DEFICIENCY LAWS
CCP 580B: NO DEFICIENCY FOR PURCHASE MONEY LOANS ON OWNER-OCCUPIED RESIDENCES
THE SCOPE OF 580B PROTECTION
WHAT IS A PURCHASE MONEY LOAN FOR 580B PURPOSES?
EXCEPTIONS TO CCP 580B
THE LENDER CAN SUE FOR FRAUD
THE LENDER CAN SUE FOR WASTE
THE LENDER CAN SUE IN NON-STANDARD TRANSACTIONS
CCP 580D: NO DEFICIENCY AFTER A NON-JUDICIAL FORECLOSURE
CCP 726: THE ONE FORM OF ACTION RULE
SECURED CREDITOR MUST PURSUE COLLATERAL FIRST
EXCEPTION: SECURED CREDITOR NEED NOT PURSUE "ENVIRONMENTALLY IMPAIRED" COLLATERAL, CCP 726.5
WHEN ARE GUARANTORS LIABLE FOR DEFICIENCIES?
JUNIOR LIENS AND FORECLOSURE
WHAT HAPPENS TO THE OTHER LIENS WHEN ONE LIEN FORECLOSES?
CAN A SOLD-OUT JUNIOR LENDER SUE THE BORROWER ON ITS NOTE?
NEIGHBOR DISPUTES
BOUNDARIES
LEGAL DESCRIPTIONS OF REALTY
SURVEYORS
STATE REGULATION OF SURVEYORS
SURVEYOR LIABILITY FOR ERRORS
AGREED BOUNDARIES
ADVERSE POSSESSION
ENCROACHMENTS
PROBLEMS WITH NEIGHBORS
PARTY WALLSÂ
DIVISION FENCES
TREES
DIVERTING WATER: THE REASONABLE USE DOCTRINE:
UNDERMINING SUPPORT FOR THE LAND: CIVIL CODE SECTION 832
BLOCKING VIEWS, AIR AND/OR SUNLIGHT: SPITE FENCES
EASEMENTS
WHAT IS AN EASEMENT?
COMMON TYPES OF EASEMENT: SOLAR EASEMENTS, PUBLIC TRUST EASEMENTS
HOW ARE EASEMENTS CREATED?
EXPRESS EASEMENTS
IMPLIED EASEMENTS: CIVIL CODE 1104
PRESCRIPTIVE EASEMENTS
HOW ARE EASEMENTS TERMINATED?
CONDOMINIUMS AND COMMON INTEREST DEVELOPMENTS
INTRODUCTION TO COMMON INTEREST DEVELOPMENTS
THE DAVIS-STIRLING COMMON INTEREST DEVELOPMENT ACT
OTHER STATUTES RELEVANT TO COMMON INTEREST DEVELOPMENTS
DEVELOPING A COMMON INTEREST DEVELOPMENT
GOVERNING DOCUMENTS, CC&R'S
SETTING UP THE OWNERS ASSOCIATION
OPERATING A COMMON INTEREST DEVELOPMENT
THE OWNERS ASSOCIATION
ENFORCING USE RESTRICTIONS
TYPES OF COMMON INTEREST DEVELOPMENT
CONDOMINIUMS
STOCK COOPERATIVES
COMMERCIAL AND MIXED USE
PLANNED DEVELOPMENTS
TIMESHARES
CONTINUING CARE RETIREMENT COMMUNITIES
MASTER PLANNED COMMUNITIES
MUTUAL WATER COMPANIES
LIABILITY AND LITIGATION ISSUES
OWNERS ASSOCIATION LIABILITY
CONSTRUCTION DEFECTS
T
AX LAW
REAL PROPERTY ISSUES FOR FEDERAL AND STATE INCOME TAXES
THE HOME MORTGAGE INTEREST DEDUCTION
CAPITAL GAINS TAXES AND 1031 EXCHANGES
PROPERTY TAXES
PROPOSITION 13
ASSESSMENT OF PROPERTY TAXES
CONTESTING THE AMOUNT OF PROPERTY AMOUNTS
ADMINISTRATIVE APPEALS OF ASSESSMENTS
JUDICIAL REVIEW OF PROPERTY TAX ASSESSMENTS
LANDLORD-TENANT
CREATING THE LEASE
WHAT LEASES HAVE TO BE IN WRITING?
WHAT LEASES NEED TO BE RECORDED?
PROHIBITED TERMS IN RESIDENTIAL LEASES
OPTIONS TO EXTEND
HOLDOVER OVER LEASE EXPIRES
LANDLORD DUTIES
COMMERCIAL LEASES: DUTIES PRIMARILY SET BY CONTRACT
RESIDENTIAL LEASES: NON-WAIVABLE WARRANTY OF HABITABILITY
TENANT'S RIGHT TO QUIET ENJOYMENT
TENANTS' RIGHTS FOR LANDLORD DEFAULTS
WHEN CAN THE TENANT WITHHOLD RENT?
WHEN CAN THE TENANT SUE FOR DAMAGES?
WHEN CAN THE TENANT TERMINATE THE LEASE?
PROTECTION AGAINST RETALIATORY EVICTION
LANDLORD RIGHTS FOR TENANT DEFAULTS
UNLAWFUL DETAINERS AND EVICTIONS
FAST TRACK PROCEDURE OF UNLAWFUL DETAINER
LIMITED SCOPE OF COURT RULINGS
SECURITY DEPOSITS
RENT CONTROL LAWS
MOBILE HOME PARK LAWS
THE MOBILE HOME RESIDENCY LAW
DUTIES OF PARK OWNERS
TERMINATION OF MOBILE HOME TENANCIES
ASSIGNMENT OF LEASES BY TENANTS
DEVELOPING PROPERTY
LAYERS OF LAND USE REGULATION
GENERAL PLAN
SPECIFIC PLAN
ZONING
LAND USE APPROVAL
JUDICIAL REVIEW OF LAND USE DECISIONS
OTHER FEDERAL AND STATES AFFECTING LAND USE
THE CALIFORNIA SUB-DIVISION MAP ACT
OVERVIEW OF THE SUB-DIVISION MAP ACT
IS MY PROJECT COVERED BY THE ACT?
TENTATIVE MAP AND PARCEL MAPS
HOW DO I FILE A TENTATIVE OR PARCEL MAP?
WHAT CONDITIONS CAN BE IMPOSED ON ME?
HOW DO I APPEAL DENIALS OF A TENTATIVE MAP OR PARCEL MAP?
FINAL MAP AND PARCEL MAP
AMENDMENTS AND REVISIONS OF FINAL MAPS AND PARCEL MAPS
LIABILITES FOR VIOLATIN GHE ACT
THE CALIFORNIA COASTAL COMMISSION
HAS POWER ONLY OVER "COASTAL ZONE"
GETTING A PERMIT ISSUED
CHALLENGING A DENIAL OF A PERMIT
THE CALIFORNIA ENVIRONMENTAL QUALITY ACT (CEQU)
OVERVIEW OF THE CEQA
IS MY PROJECT SUBJECT TO THE CEQA?
CAN I AVOID PREPARING AN ENVIRONMENTAL IMPACT REPORT?
NEGATIVE DECLARATIONS
MITIGATED NEGATIVE DECLARATIONS
JUDICIAL REVIEW OF NEGATIVE DECLARATIONS
ENVIRONMENTAL IMPACT REPORTS (EIR)
REQUIRED CONTENTS FOR AN EIR
PROCEDURE FO ISSUING AN EIR
MITIGATION
JUDICIAL REVIEW OF AN EIR
CONSTRUCTION LAW
PLANNING THE PROJECT
WHAT PERMITS DO I NEED
DO I NEED AN ARCHITECT OR A GENERAL CONTRACTOR?
THE CONSTRUCTION CONTRACT
ONLY A LICENSED CONTRACTOR IS ENTITLED TO PAY
COMMON PROVISIONS IN CONSTRUCTION CONTRACTS
ESTIMATE OF COSTS
PROGRESS PAYMENTS
NO DAMAGES FOR DELAYS CLAUSE
TIME OF ESSENCE CLAUSE
EXTRA WORK; CHANGE ORDERS
CONTRACTOR-SUBCONTRACTOR RELATIONS
PAY WHEN PAID CLAUSES
PAY IF PAID CLAUSES
10 DAY STOP WORK ORDER BY CONTRACTOR
BREACH OF CONTRACT
WHAT CAN THEOWNER DO IF THE CONTRACTOR DOES NOT PERFORM?
WHAT CAN THE CONTRACTOR DO IF THE OWNER DOES NOT PAY?
WHAT DAMAGES CAN THE OWNER GET FROM A CONTRACTOR?
WHAT DAMAGES THE CONTRACTOR GET FROM THE OWNER?
PUBLIC CONTRACTS
GENERAL REQUIREMENT OF COMPETITIVE BIDS
WHEN CAN A DISAPPOINTED BIDDER SUE?
AFFIRMATIVE ACTION RULES
WHEN MUST A CONTRACTOR PAY PREVAILING WAGES?
ARBITRATION OF PUBLIC CONTRACT DISPUTES
MECHANIC'S LIENS
WHAT IS A MECHANIC'S LIEN?
WHO CAN CLAIM A MECHANIC'S LIEN?
PROCEDURE FOR FILING A MECHANIC'S LIEN
PRIORITY OF MECHANIC'S LIENS
RELEASE OF MECHANIC'S LIEN
CONSTRUCTION DEFECTS
TIME LIMITS BY WHICH SUIT MUST BE FILED
WHO MAY BE LIABLE?
CONTRACTOR LIABILITY
SUB-CONTRACTOR LIABILITY
ARCHITECT'S AND OTHER DESIGN PROFESSIONALS
WHAT DAMAGES MAY BE COLLECTABLE?
COST OF REPAIR
ECONOMIC LOSS
EMOTIONAL DISTRESS DAMAGES
GOVERNMENT TAKINGS
THE 5TH AMENDMENT PROTECTION AGAINST GOVERNMENT TAKING
DIRECT TAKING: EMINENT DOMAIN
FEDERAL CONSTITUTIONAL LIMITS
CALIFORNIA EMINENT DOMAIN LAW
PROCEDURE THE GOVERNMENT MUST FOLLOW
CONTESTING THE GOVERNMENT'S DETERMINATIONS
INDIRECT TAKING: INVERSE CONDEMNATION
WHAT IS INVERSE CONDEMNATION?
TYPES OF HARM WHICH EQUAL TAKING OF PROPERTY
PHYSICAL INVASION OF LAND BY THE GOVERNMENT
UNDUE REGULATION OF PROPERTY
PROCEDURE FOR SUING GOVERNMENT
ARBITRATION, MEDIATION, LITIGATION
ARBITRATION
WHAT IS ARBITRATION?
WHAT CASES CAN BE ARBITRATED?
ENFORCEMENT OF ARBITRATION AWARD
S
MEDIATION
LITIGATION
OVERVIEW OF THE LITIGATION PROCESS
LIS PENDENS OR NOTICES OF PENDING ACTION
ACTIONS FOR SPECIFIC PERFORMANCE
RECEIVERS
ATTORNEY FEE AWARDS
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